What are landlord fixtures and fittings?

Fixtures and fittings are items that are permanently attached (or ‘affixed’/’fixed’) – to a property. 

The majority of tenancy agreements will list the fixtures and fittings a landlord is responsible for repairing in a property. Therefore, landlords not taking proper care of repairing fixtures and fittings can end up with tenants taking them to court to claim rent deductions. Stick with us to find out what landlord fixtures and fittings are. 

At CIA Landlords, we are a landlord insurance brokerage that has served landlords across the country for over 20 years. Hence, we are familiar with a landlord’s responsibilities to tenants. Here, we give our insights into a landlord’s responsibilities for a property’s fixtures and fittings. 

What are a landlord’s responsibilities for fixtures and fittings?

You are responsible for items that were in the property when the tenant first moved in. For example, you are responsible for the maintenance and repair of an integrated oven and dishwasher

However, if your property was advertised as unfurnished and your tenants have added their own freestanding oven or dishwasher, then they will be responsible for it, not you as a landlord.

What are examples of fixtures and fittings?

You may be wondering, what exactly are fixtures and fittings? Well, examples of fixtures and fittings in a property can include

• Built in kitchen units
• Built in cupboards 
• Light fittings
• Radiators
• Sinks 
• Boiler systems
• Integrated fridge freezers

Landlord fixtures and fittings insurance

You don’t want to be left out of pocket by accidental/malicious damage or damage from flood and fire to your rental property’s fixtures and fittings. Looking to insure your landlord fixtures and fittings? You will need a specialist landlord insurance policy. At CIA Landlords, we are experts and work closely with best in class providers to offer customers competitive landlord insurance rates. The landlord buildings insurance policies we offer will help to cover your fixtures, and our landlord contents insurance packages will cover your fittings.

Do our bespoke landlord insurance packages sound appealing to you? Get yourself a quote today to learn all about the affordable rates we can get for you, or call 01788 818 670 or email info@cia-insurance.co.uk. It is better to be safe than sorry when it comes to secure landlord insurance.